Etobicoke condo and real estate guides from Jatin Dua, a local RE/MAX Quantum Realty agent focused on The Queensway, Humber Bay Shores, Mimico and central Etobicoke. Thinking about buying or selling in Etobicoke? Tell me the street or the price range and I will give you a straight read on it, including when the answer is to wait. Call or text 833-330-1925, or send me a message.
Ontario charges 25 per cent and Toronto adds 10 per cent. Permanent residents are outside both. Work permit holders and students are not, and their transitional rebates closed on 31 March 2025.
CMHC’s published newcomer criteria, the three ways to establish creditworthiness without a Canadian credit file, and the foreign buyer ban that runs to 1 January 2027. Process and rules only.
Licence status, warranty history, regulatory actions, the insolvency page and the statutory addendum. What is publicly checkable about an Ontario builder, and what is not.
Occupancy fees are interest, taxes and common expenses under s. 80(4), and none of it pays down the price. The prescribed rate is the Bank of Canada posted one-year mortgage rate, fixed on the first of the month you move in. Calculator included.
Urbanation counts 11,653 GTHA pre-construction units cancelled since the start of 2024. What cancellation means legally, which route returns your deposit, and the clause that lets a builder walk.
Tarion deposit protection is $20,000 for a condominium unit and up to $100,000 for freehold — the most conflated fact in Ontario pre-construction. Plus the claim process and the new 45-day notice rule.
The mortgage relief measures the federal government publishes, named as it names them, with its own cautions about what each one costs — and who to call for each.
Since November and December 2024, a straight switch at renewal no longer requires requalification at the minimum qualifying rate — for insured, uninsured and low-ratio mortgages. Three limits matter.
The Bank of Canada puts the average increase for the five-year fixed pandemic cohort at about 15 per cent, revised down from 20. Here is the full grid by original and renewal rate, plus the arrears numbers stated properly.
The gap between renting and owning is a sequence, not a savings target. Minimum down payments, the stress test, closing costs, and the notice mistake that costs people a purchase.
