Buying a Home With a Friend or Family Member in Ontario (2026)
Co-buying in Ontario: how to hold title, qualify for a mortgage, handle rebates and plan an exit before you buy.
Tax and Ownership Rules
The federal tax and ownership rules that decide what a Canadian property actually costs to buy, hold and sell, quoted from the statutes and the Canada Revenue Agency with section numbers and dates.
Capital Gains When Downsizing in Ontario
Published 10 September 2026 · By Jatin Dua, Broker of Record, RE/MAX Quantum Realty By Jatin Dua · Broker of
Selling a House After a Death in Ontario: Probate, Tax and Timing
Last updated 7 September 2026. Written by Jatin Dua, Broker of Record at RE/MAX Quantum Realty, 799 The Queensway, Etobicoke.
The First-Time Home Buyers’ GST Rebate: Who Actually Gets the Full $50,000
Last updated 7 September 2026. Written by Jatin Dua, Broker of Record at RE/MAX Quantum Realty, 799 The Queensway, Etobicoke.
Selling an Inherited Luxury Property in Ontario: Tax, Timing and Trustees
An inherited property carries a date that matters more than any other number: the date of death. Here is how the tax, the trustee duties and the vacant home tax actually work.
Closing Costs on a $5 Million Toronto Home: The Full Line-by-Line
On a $5 million Toronto purchase, land transfer tax alone is $271,450 in cash on closing. Here is the complete list of what leaves your account and what each item actually is.
Should You Buy a Luxury Home in a Corporation or Trust in Ontario?
Corporate and trust ownership of a home rarely does what people hope. It usually forfeits the principal residence exemption, delivers no anonymity, and can trigger a 25% speculation tax.
The Underused Housing Tax Is Gone: What That Means for 2025 and Beyond
The federal Underused Housing Tax no longer applies for 2025 and later years. Filing obligations for 2022 to 2024 still stand — and Toronto’s own 3% Vacant Home Tax is entirely unaffected.
Capital Gains on a Luxury Home in Canada: Where Things Actually Stand in 2026
The proposed inclusion rate increase was cancelled in March 2025. The principal residence exemption still has no dollar cap. And the 365-day flipping rule catches more people than expected.
Toronto’s Vacant Home Tax at 3%: What It Costs on a Luxury Home
Three per cent of assessed value, every year, on any Toronto home deemed vacant — and failing to file the annual declaration is what causes most of the bills.