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Is Etobicoke Still a City? What Amalgamation Means for Your Tax Bill

No. Etobicoke has not been a municipality since 1 January 1998, when six local governments and the Metropolitan Toronto regional government were merged into the single amalgamated City of Toronto.

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The name survives everywhere — on street signs, in addresses, in listing descriptions, in how people describe where they live — but it has no legal existence. Etobicoke has no council, no mayor, no by-laws and no tax rate of its own. That is a genuinely confusing state of affairs, and it has real consequences for anyone buying or selling here.

Every rate on this page was taken from the government source that publishes it, on 25 August 2026, and each source is listed at the bottom with the date that page states. Rates change. Confirm them before you rely on them, and take your own legal and tax advice — I am a Realtor, not a lawyer or an accountant.

What actually happened

The amalgamation was created by Bill 103, the City of Toronto Act, 1997, and took effect on 1 January 1998. The municipalities merged were East York, Etobicoke, North York, Scarborough, the former City of Toronto and York, together with the Metropolitan Toronto regional government that had sat above them since 1953.

Before that date, Etobicoke set its own residential tax rate, ran its own planning department and passed its own zoning by-laws. Since that date, it has done none of those things.

Consequence one: you pay Toronto’s property tax rate

There is one residential rate for the whole city. For 2026 it is 0.767311% — a 0.605295% city rate, the 0.153000% provincial education rate and a 0.009016% City Building Fund levy.

A home in Long Branch, a home in Rexdale and a home on Bloor Street West are all taxed at the same rate. The bills differ because the assessed values differ, not because the areas are treated differently. If someone tells you one part of Etobicoke has a different tax rate from another, they are mistaken.

Consequence two: you pay Toronto’s municipal land transfer tax

This is the consequence with the biggest number attached. Because Etobicoke is inside the City of Toronto, buyers here pay the Toronto Municipal Land Transfer Tax on top of the provincial land transfer tax. On a $1,000,000 purchase that is an extra $16,475 at closing, calculated from the published brackets.

Cross Highway 427 into Mississauga, or the Humber into York Region, and the municipal tax disappears. This is the single largest financial difference amalgamation created for an Etobicoke buyer, and it is why the boundary matters so much more than the name does.

Want these numbers run for a specific property?

Send me the address or the price range and I will put together the full cost picture — land transfer tax, closing costs, rebates you qualify for — on one page.

Call or text 437-987-1925 Email me your numbers

Jatin Dua, Sales Representative — RE/MAX Quantum Realty Inc., Brokerage. Not intended to solicit buyers or sellers currently under contract with another brokerage.

Consequence three: Toronto is single-tier, and that cuts the other way

Toronto is a single-tier municipality — it is not inside a regional government. Mississauga sits inside the Region of Peel, Markham inside York Region, Oakville inside Halton.

Those regional governments levy their own portion of the property tax. In Mississauga for 2026 the Region of Peel portion alone is 0.538760% — more than Toronto’s entire city rate. It is the main reason Mississauga’s total residential rate of 1.087901% is well above Toronto’s.

So amalgamation produced a trade: a higher one-time cost when you buy, and a lower annual cost while you own.

Consequence four: the Vacant Home Tax applies to you

Toronto’s Vacant Home Tax, at 3% of current value assessment from the 2024 taxation year, applies across the whole city. Every residential owner in Etobicoke must file an annual occupancy declaration, and if you do not file, the City deems the property vacant and bills you. No former-municipality boundary exempts anyone from it.

Consequence five: one planning regime

Zoning, permits, committee of adjustment, garden suite and multiplex permissions — all are set city-wide by Toronto, not by anything called Etobicoke. When you read that Toronto has changed a housing rule, that change applies here.

The one place the old boundaries still show up is in the historical record. Property files, older zoning by-laws and building records from before 1998 sit under the former municipality, which is why an older Etobicoke property sometimes has documents that a search of current City records will not surface. If you are researching a pre-1998 addition or a legal non-conforming use, ask specifically for the former-municipality file.

So why does everyone still say Etobicoke?

Because it remains the most useful word available. It describes a real, coherent part of the city that people recognise, it appears in addresses, and it is how buyers search. There is nothing wrong with using it.

The distinction only becomes practical in three moments: when the land transfer tax is calculated, when the property tax rate is applied, and when a municipal rule changes. In all three, the answer comes from the City of Toronto, and Etobicoke is not a separate jurisdiction with a separate answer.

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Frequently asked questions

Is Etobicoke a city?

No. Etobicoke ceased to be a municipality on 1 January 1998, when Bill 103, the City of Toronto Act, 1997, merged East York, Etobicoke, North York, Scarborough, the former City of Toronto and York, along with the Metropolitan Toronto regional government, into the amalgamated City of Toronto.

Does Etobicoke have its own property tax rate?

No. There is one residential rate for the whole City of Toronto – 0.767311% for 2026. Bills differ across Etobicoke because assessed values differ, not because areas are taxed differently.

Do I pay Toronto land transfer tax if I buy in Etobicoke?

Yes. Etobicoke is inside the City of Toronto, so you pay the Toronto Municipal Land Transfer Tax in addition to the provincial land transfer tax. On a $1 million purchase that is an extra $16,475 at closing.

Does the Toronto Vacant Home Tax apply in Etobicoke?

Yes, city-wide. The rate is 3% of current value assessment from the 2024 taxation year, and every residential owner must file an annual occupancy declaration. If you do not file, the City deems the property vacant and issues a bill.

Why is Toronto’s property tax rate lower than Mississauga’s?

Because Toronto is a single-tier municipality with no regional government above it. Mississauga sits inside the Region of Peel, whose 2026 residential portion alone is 0.538760% – more than Toronto’s entire city rate.

Sources

Want these numbers run for a specific property?

Send me the address or the price range and I will put together the full cost picture — land transfer tax, closing costs, rebates you qualify for — on one page.

Call or text 437-987-1925 Email me your numbers

Jatin Dua, Sales Representative — RE/MAX Quantum Realty Inc., Brokerage. Not intended to solicit buyers or sellers currently under contract with another brokerage.

Related reading

About the author — Jatin Dua, Etobicoke real estate agent

I’m a licensed Realtor with RE/MAX Quantum Realty at 799 The Queensway in Etobicoke, a few minutes from every building on this page. I work with buyers, sellers and investors across Mimico, Humber Bay Shores, New Toronto, Long Branch, Alderwood and the Stonegate–Queensway corridor. I write these building guides the way I’d brief a client at my own kitchen table: what is documented, what isn’t, and where the published numbers disagree with each other.

Questions about a specific suite? connect@jatindua.com or 437-987-1925.

Please read this. This page is general information for Ontario residents, not legal, tax, financial or investment advice, and it is not a substitute for a lawyer’s review of a status certificate or an accountant’s review of your numbers. Building details are drawn from the public sources listed above on the date shown and can change without notice; where those sources disagree with each other, I have said so rather than picking a number. Always verify unit-specific facts — fees, parking, locker, exclusive-use areas, rules and any special assessment — against the condominium corporation’s own documents before you commit. Not intended to solicit buyers or sellers currently under contract with another brokerage. E. & O.E.

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