Mortgage calculator.
Estimate your monthly mortgage payment in seconds, using Canadian semi-annual compounding. Adjust the numbers to see what actually fits your budget.
What do you want to know?
Ten AI estimators and a dozen calculators, grouped by the question you are asking. Every number shows its working.
What is my house worth?
Detached, semi or freehold town. A range in about 90 seconds, with what moved the number.
- 25 GTA areas
- Lot, size and condition
- Written breakdown by email
What is my condo worth?
Built for towers: floor, exposure, view, parking and locker weighed against the building.
- Floor premium
- Exposure and view
- Parking and locker
What can I afford?
The stress test, lender debt limits and cash to close, for the city you are buying in.
- 2026 qualifying rules
- Land transfer tax included
- Condo fees counted
What will I walk away with?
Sale price minus commission, HST, legal, mortgage payout and penalties, line by line.
- Mortgage payout
- Penalty estimate
- Closing costs
What can I build on my lot?
Zoning, multiplex, garden and laneway suite and severance potential for a Toronto address.
- City zoning data
- Ravine and heritage flags
- Permit history
What is my business or land worth?
Restaurant, salon, dental, convenience, retail, office, industrial and development land.
- Owner-earnings based
- Lease and licences
- Kept confidential
These tools give an automated estimate, not an appraisal. For a comparable-backed opinion of value, ask for a free CMA, with no obligation.
Want these numbers run for a specific property?
Send me the address or the price range and I will put together the full cost picture — land transfer tax, closing costs and the rebates you qualify for — on one page.
Jatin Dua, Broker of Record — RE/MAX Quantum Realty Inc., Brokerage. Each office independently owned and operated. Not intended to solicit buyers, sellers or tenants currently under contract or agreement with another brokerage.