Published 2 November 2026 · By Jatin Dua, Broker of Record, RE/MAX Quantum Realty
Whitby’s 2026 residential property tax rate is 1.382491% of your MPAC assessment, up 3.78% from 2025. The Town’s average house, assessed at $503,000, pays about $6,954 a year. Taxes are due in four instalments; in 2026 they fell on February 27, April 30, June 30 and September 29, the last business day of each month.
This guide is for Whitby and Brooklin homeowners, and for buyers who want to know what a Whitby home will really cost to carry. It covers the 2026 tax rate, what the average house pays, the new due-date rule that carries into 2027, payment plans, seniors relief and how new homes are billed. Figures come from the Town of Whitby and TRREB sales data.
What is the Whitby property tax rate for 2026?
Whitby’s 2026 residential tax rate is 1.382491% of your MPAC assessment, or $1,382.49 for every $100,000 of assessed value. The Town publishes it in detail:
| Residential rate | 2025 | 2026 | Change |
|---|---|---|---|
| Town of Whitby | 0.452584% | 0.468163% | +3.44% |
| Durham Region (four parts combined) | 0.726579% | 0.761328% | +4.78% |
| Education (set by the Province) | 0.153000% | 0.153000% | 0.00% |
| Total | 1.332163% | 1.382491% | +3.78% |
Source: Town of Whitby 2025 and 2026 property tax rate schedules. The Region total and the percentage changes are my calculations.
The Town says that on an average house, about 55% of the bill goes to Durham Region, 34% to the Town and 11% to education.
How much property tax will I pay on a Whitby home?
Multiply your assessment by 1.382491%. Here is what common assessments pay:
| MPAC assessment | 2026 tax per year | Per month | Change vs 2025 |
|---|---|---|---|
| $400,000 | $5,530 | $461 | +$201 |
| $503,000 (Town average house) | $6,954 | $579 | +$253 |
| $600,000 | $8,295 | $691 | +$302 |
| $700,000 | $9,677 | $806 | +$352 |
| $800,000 | $11,060 | $922 | +$403 |
Source: my calculations from the Town of Whitby 2025 and 2026 residential rates. Assumes no change in assessment. Rounded.
What does the average Whitby house pay?
The Town’s own example is an average house assessed at $503,000, which paid about $6,700 in 2025: roughly $3,655 to the Region, $2,276 to the Town and $769 to education. At the 2026 rate, that same house pays about $6,954. The $503,000 is a 2016 value from MPAC, which is why it sits well below today’s sale prices. My guide to Ontario’s 2016 assessments explains why the values have not been updated.
How much did Whitby property taxes go up in 2026?
The total residential rate rose 3.78% by my calculation. If your assessment did not change, your bill rose by the same amount, about $253 on the average $503,000 house.
The Town’s part was smaller than the Region’s. Council adopted the 2026 budget at a special meeting in late November 2025, and the Mayor confirmed she would not veto the amendments. The final budget raised the Town’s levy by 3.44%, which the Town estimated at about 1.2% of the total residential bill, or about $78 a year on the average home. The Town said it cut $2 million across departments, paused new hiring for 2026 and added a Municipal Accommodation Tax on hotels and motels to hold the increase there.
Where does the Durham Region part of my Whitby tax bill go?
Whitby’s rate schedule splits the Region’s share into four pieces, which shows where most of the increase came from:
| Durham Region rate on a Whitby home | 2025 | 2026 | Change |
|---|---|---|---|
| General | 0.378718% | 0.384821% | +1.6% |
| Police | 0.234456% | 0.258403% | +10.2% |
| Transit | 0.081134% | 0.086311% | +6.4% |
| Waste | 0.032271% | 0.031793% | -1.5% |
Source: Town of Whitby 2025 and 2026 property tax rate schedules. Percentage changes are my calculations.
The police rate rose about 10% in a year, the biggest single jump on the bill. On the average $503,000 house, the police portion alone went from about $1,179 to $1,300.
When are Whitby property taxes due in 2027?
Whitby bills twice a year, with two instalments on each bill. Here are the 2026 dates:
| Bill | Mailed | 2026 due dates |
|---|---|---|
| Interim | By the end of January | February 27 and April 30, 2026 |
| Final | By the end of May | June 30 and September 29, 2026 |
Source: Town of Whitby property taxes page and 2026 final billing notices.
New in 2026, the Town moved payments to the last business day of the month, to give owners more time and to allow for bank and mail processing. The Town says due dates change each year and are printed on your bill, so confirm the 2027 dates on your interim bill. If the pattern holds, plan for the end of February, April, June and September.
The new year’s rates first show up on the final bill in May, once the final levy is known. That is when owners on the monthly plan see their new payment amount too.
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How do I pay property tax in Whitby?
- Online or telephone banking. Use your 15-digit roll number from the tax bill. The Town says to allow three to five business days for the money to arrive, and charges a fee to fix a payment sent with the wrong roll number.
- At a bank. Bring the payment stub.
- By mail. Send a cheque payable to the Town of Whitby to the Tax Division at Town Hall, 575 Rossland Road East, with your roll number on the front. Post-dated cheques are accepted. Mail that arrives late is your responsibility.
- In person. Town Hall takes cash, cheque or debit. Bring your bill so staff can stamp it as your receipt.
- Pre-authorized payments. See the plans below.
Can I pay Whitby property tax monthly?
Yes. Whitby has three pre-authorized plans:
- Monthly plan: 11 equal payments on the 15th of each month, January to November. You can join before December 31, March 31, May 31 or August 31 to start the following month. Members get only the final bill in May, which shows the new monthly amount.
- Instalment due date plan: the full instalment comes out on each of the four due dates.
- Arrears plan: if you are behind, you can agree a monthly amount with staff to clear the balance over up to 36 months. Past due fees still apply until the balance is paid.
You need a chequing account, and the name on it should match the owners on the tax account.
What happens if I pay Whitby property tax late?
Whitby adds a 1.25% penalty on the first day of default and again on the first day of each calendar month while the taxes stay unpaid. That is about 15% a year. A bounced pre-authorized payment can also get you removed from the plan and charged fees. Other costs to know: a tax certificate for a sale or refinance costs $82.49, or $110 for rush service.
Is there property tax help for seniors in Whitby?
Yes. The Town offers a low-income seniors tax rebate. You must be at least 65, receive the Guaranteed Income Supplement, and own and live in the home as your principal residence. Send the application with your current GIS letter by December 31 of the year you are claiming. One rebate is allowed per roll number each year.
The Region’s reassessment tax deferral for low-income seniors and people on ODSP is closed for now. The Town says it will reopen with the next province-wide reassessment. For other programs across the region, see my GTA seniors tax relief guide.
How are property taxes billed on a new home in Whitby?
New homes in Whitby are billed in two stages. Until MPAC assesses the house, you get a tax bill for the vacant lot only. Once MPAC adds the house, the Town sends a supplementary bill for the house, going back to the date you bought or moved in. The Town says that assessment can take anywhere from a few months to three years, and you may get one bill for each year since you bought.
A supplementary bill covering two or three years can run to many thousands of dollars, and it arrives all at once. If you are buying new in Whitby or Brooklin, use the Town’s tax calculator with your purchase price, set that money aside every month, or join the pre-authorized plan early so payments start before the bill lands. The Town also notes that part of the taxes may have been billed to the developer or a previous owner, and the current owner must pay anything outstanding, so ask your lawyer to check the adjustments on closing.
My new build vs resale guide covers the other costs that come with a new home.
What do Whitby homes sell for compared with their assessments?
Far more. Here is what Whitby homes sold for this year, against an average house assessment of $503,000:
| Whitby home type | Median sold price, Jan to Oct 2026 | Change vs same period 2025 | Avg days on market |
|---|---|---|---|
| Detached | $977,000 | -6.2% | 23 |
| Semi-detached | $823,000 | -3.0% | 22 |
| Freehold townhouse | $765,000 | -4.4% | 23 |
| Condo townhouse | $617,500 | -9.3% | 31 |
| Condo apartment | $536,000 | -6.2% | 34 |
Source: TRREB MLS data via REALM, January to October 2026 vs the same period of 2025. Town-wide medians, not neighbourhood figures.
So do not estimate taxes by multiplying a list price by the rate. A $977,000 detached house would show about $13,500 that way, while its real bill depends on a 2016 assessment that is likely much lower. To see how Whitby stacks up against its neighbour, read my Whitby vs Oshawa comparison.
For resale buyers in Whitby, I ask for the seller’s last final tax bill on day one, so the monthly cost is real before you write an offer. For new-build buyers, I treat the supplementary bill as part of the purchase budget, not a surprise. And for owners, the 11-month plan is a simple way to stop worrying about four due dates that now move to the last business day of the month.
What to do next
- Multiply the assessment on your last bill by 1.382491% and divide by 12 for a monthly figure.
- When your 2027 interim bill arrives in January, add all four due dates to your calendar.
- Check that your online banking payee has your correct 15-digit roll number.
- If you are 65 or older and receive the GIS, send the rebate application before December 31.
- Use the estimator on this page to see what your home would sell for today.
Need help with this? Talk to me.
I’m Jatin Dua, Broker of Record at RE/MAX Quantum Realty, and I’m the best agent to do this kind of work for you in Toronto and across the GTA. Over $100 million in GTA sales and 100+ families helped sell. Feel free to contact me any time: call or text 833-330-1925 or email [email protected].
Frequently asked questions
What is the property tax rate in Whitby, Ontario?
Whitby’s 2026 residential property tax rate is 1.382491% of your MPAC assessment, or $1,382.49 per $100,000. That includes 0.468163% for the Town, 0.761328% for Durham Region and 0.153% for education. The total rate was 1.332163% in 2025, so it rose 3.78%. The 2027 rate is set during 2027 and appears on the final bill.
What is the average property tax in Whitby?
The Town of Whitby says an average house assessed at $503,000 paid about $6,700 in property tax in 2025. At the 2026 rate of 1.382491%, the same house pays about $6,954 a year, or $579 a month. About 55% of that goes to Durham Region, 34% to the Town and 11% to education.
When are Whitby property taxes due?
Whitby property tax is paid in four instalments. In 2026 they were due February 27, April 30, June 30 and September 29. Starting in 2026, the Town set due dates on the last business day of the month. The 2027 dates will be printed on your interim and final bills, so confirm them there.
How much did Whitby property taxes increase in 2026?
Whitby’s total residential tax rate rose 3.78% in 2026, from 1.332163% to 1.382491%. The Town’s own levy rose 3.44%, which it estimated at about 1.2% of the total bill, or $78 on the average home. Most of the rest came from Durham Region, where the police rate rose about 10%.
Can I pay Whitby property taxes monthly?
Yes. Whitby’s monthly pre-authorized plan takes 11 equal payments on the 15th of each month from January to November. You can join before December 31, March 31, May 31 or August 31. There is also a plan that withdraws each instalment on its due date, and an arrears plan for owners who are behind.
What is the late payment penalty for Whitby property tax?
Whitby charges a penalty of 1.25% on the first day a payment is late and on the first day of each calendar month while it stays unpaid, which adds up to about 15% a year. Payments must reach the Town by the due date, and online banking can take three to five business days.
Why did I get a big property tax bill for my new home in Whitby?
It is likely a supplementary bill. In Whitby, a new home is taxed as a vacant lot until MPAC assesses the house, which can take a few months to three years. The Town then bills the house’s taxes back to the date you bought or moved in, sometimes one bill per year. Set money aside from closing.
Does Whitby have a property tax rebate for seniors?
Yes. Whitby offers a low-income seniors tax rebate for owners who are at least 65, receive the Guaranteed Income Supplement and live in the home as their principal residence. Apply with your current GIS letter by December 31 of the tax year. The Region’s reassessment deferral program is closed until the next province-wide reassessment.
How much is a tax certificate in Whitby?
A Town of Whitby tax certificate costs $82.49 for regular service or $110.00 for rush service, according to the Town’s property tax page for 2026. Lawyers usually order one during a sale or refinance to confirm the taxes owing on the property. A bill reprint costs $16.53 online, and a statement of account costs $16.50.
Sources
- Town of Whitby: Property Taxes
- Town of Whitby: 2026 Property Tax Rates
- Town of Whitby: 2025 Property Tax Rates
- Town of Whitby: Final Tax Billing for 2026 Due on June 30
- Town of Whitby: Whitby Council Adopts 2026 Budget
- Town of Whitby: Pre-Authorized Tax Payments
- Town of Whitby: Low Income Seniors
- Town of Whitby: Newly Constructed Homes
Related reading
- Average Property Tax in Toronto for 2027: Per Year, Per Month, by Home Value
- Toronto Property Tax Due Dates and Payment Options Explained
- GTA Property Tax Rates Compared: Toronto, Mississauga, Brampton, Vaughan and More
- Property Tax on Vacant Land in Ontario: How It Works
About the author — Jatin Dua, Toronto and GTA real estate broker
I am Jatin Dua, Broker of Record and co-founder of RE/MAX Quantum Realty Inc., Brokerage, Unit 101, 799 The Queensway, Toronto. I work with buyers and sellers across Toronto and the GTA and have helped more than 100 families sell. Four-plus years of active GTA transactions and over $100 million in sales volume.
Reach me at [email protected] or 833-330-1925, or book a call.