Sell First or Buy First in Toronto? How to Decide (and How Bridge Financing Works)
Sell first or buy first in Toronto? An honest look at the trade-offs, how bridge financing works, what RBC requires, and how to decide for your own move.
Etobicoke Real Estate
Etobicoke condo and real estate guides from Jatin Dua, a local RE/MAX Quantum Realty agent focused on The Queensway, Humber Bay Shores, Mimico and central Etobicoke. Thinking about buying or selling in Etobicoke? Tell me the street or the price range and I will give you a straight read on it, including when the answer is to wait. Call or text 833-330-1925, or send me a message.
Capital Gains Tax When You Sell a Home in Ontario: When You Pay, and How Much
The principal residence exemption, mandatory Schedule 3 reporting, the cancelled inclusion-rate increase and the 365-day flipping rule, explained for 2026.
The Real Cost of Selling a House in Ontario (2026)
Commission and 13% HST, legal fees, mortgage discharge and prepayment penalties, staging and moving: every cost of selling a house in Ontario, honestly.
What Is My Home Worth? CMA vs Appraisal vs MPAC, Explained
CMA, bank appraisal and MPAC assessment give three different numbers. What each measures, why MPAC still uses 2016 values, and how I price Etobicoke homes.
Who Pays Realtor Fees in Ontario? What Commission Actually Costs a Seller in 2026
Who pays real estate commission in Ontario, how buyer’s agents get paid under TRESA, and why RECO says no rate is fixed. An honest agent’s explainer.
Closing Costs When Buying a Home in Toronto: The Full List
Every closing cost Toronto buyers face: double land transfer tax, legal fees, title insurance and the 8% RST on CMHC premiums. Worked $800,000 example.
Minimum Down Payment in Ontario 2026: The Exact Amount for Every Price Point
Ontario’s 2026 minimum down payment: 5% of the first $500,000, 10% up to $1.5M, 20% above. Worked examples, CMHC premiums and the 8% RST explained.
What Is a Status Certificate? The $100 Document That Can Save a Condo Deal
What an Ontario status certificate contains, the $100 fee cap and 10-day deadline under the Condominium Act, and the red flags to check before you buy.
The Mortgage Stress Test in 2026: How Qualifying Actually Works
Canada’s 2026 stress test: qualify at the greater of 5.25% or your rate plus 2%. Full qualifying-rate table plus the straight-switch renewal exemption.
First-Time Home Buyer Programs in Ontario (2026): What Actually Exists
The seven real first-time buyer programs in Ontario for 2026: FHSA, $60,000 HBP, the new GST rebate, LTT relief and more. Verified against CRA sources.