Published 2 November 2026 · By Jatin Dua, Broker of Record, RE/MAX Quantum Realty
Oshawa prices fell again in 2026. The median detached home sold for $730,000 from January to October, down 8.8% from 2025 and 12.6% from 2024, in TRREB MLS data via REALM. Condo apartments fell 14.3% to $340,500. Forecasters expect only small Ontario price gains in 2027, so I see a flat year.
This guide is for Oshawa homeowners, first-time buyers and investors who want real numbers before a 2027 move. My Durham Region market outlook covers the region; this one goes deeper on Oshawa alone: every home type over two years, what changed in October 2026, how fast homes are selling, how Oshawa compares with its neighbours, the GO extension and new housing, and what forecasters expect.
What is happening in the Oshawa housing market right now?
Oshawa had a soft October 2026. TRREB recorded 152 sales across all home types in October 2026, down 14.1% from a year earlier. The median price was $623,750, down 10.3%, and the average was $653,466, down 10.2%. Homes sold for 98% of their asking price on average, down from 100% in October 2025, and took 29 days to sell.
| Measure | October 2025 | October 2026 | Change |
|---|---|---|---|
| Sales | 177 | 152 | -14.1% |
| Average price | $727,481 | $653,466 | -10.2% |
| Median price | $695,000 | $623,750 | -10.3% |
| New listings | 466 | 396 | -15.0% |
| Months of inventory | 3.3 | 3.7 | +0.4 |
| Sold price vs asking price | 100% | 98% | -2 points |
Source: TRREB Market Watch, October 2026 and October 2025, Oshawa, all home types.
The year-to-date numbers show the same trend. From January to October 2026, Oshawa had 1,529 sales across all home types, down 17.1% from the same months of 2025, and the median price fell 9.5% to $665,000. Months of inventory, which is how long it would take to sell every listed home at the current pace, was 3.7 in October, similar to Durham Region’s 3.6. That is still lower than the 4.6 months for all TRREB areas, so Oshawa is not flooded with listings. Buyers are simply paying less.
How much do homes cost in Oshawa in 2026, by home type?
Every main home type sold for less from January to October 2026 than in the same months of 2025 and 2024. Here are the median sold prices.
| Home type | 2024 | 2025 | 2026 | 1-year change | 2-year change |
|---|---|---|---|---|---|
| Detached | $835,000 | $800,000 | $730,000 | -8.8% | -12.6% |
| Semi-detached | $686,000 | $660,000 | $610,000 | -7.6% | -11.1% |
| Freehold townhouse | $780,000 | $735,000 | $657,500 | -10.5% | -15.7% |
| Condo townhouse | $605,000 | $570,000 | $518,500 | -9.0% | -14.3% |
| Condo apartment | $441,000 | $397,500 | $340,500 | -14.3% | -22.8% |
Source: TRREB MLS data via REALM, median sold price, January to October of each year (2026 vs the same period of 2025 and 2024).
The detached median fell $105,000 in two years, to $730,000. Condo apartments fell hardest: the median is $340,500, down $100,500 or 22.8% since 2024. Freehold townhouses dropped 15.7% over the same period, to $657,500, which is below the median semi in Whitby, Ajax or Pickering.
What does the MLS Home Price Index say about Oshawa?
TRREB’s Home Price Index follows a “benchmark” home with typical features. In October 2026, Oshawa’s composite benchmark was $694,400, down 6.76% from a year earlier. The detached benchmark was $745,800 (down 6.45%), single-family attached $594,400 (down 6.94%), townhouse $474,400 (down 13.27%) and apartment $404,300 (down 6.04%). The townhouse benchmark fell the most, more than twice as much as the detached benchmark.
How fast are homes selling in Oshawa?
Slower than in 2024, and with far fewer sales. Across the five main home types, Oshawa had 1,513 sales from January to October 2026, down 17.1% from 2025 and 28.5% from 2024.
| Home type | Sales 2024 / 2025 / 2026 | Avg days on market 2024 / 2025 / 2026 | Active listings, end of October 2026 | Months of supply (my estimate) |
|---|---|---|---|---|
| Detached | 1,372 / 1,218 / 1,028 | 17 / 22 / 25 | 427 | 4.2 |
| Semi-detached | 206 / 199 / 180 | 14 / 16 / 21 | 49 | 2.7 |
| Freehold townhouse | 217 / 164 / 110 | 20 / 26 / 34 | 47 | 4.3 |
| Condo townhouse | 190 / 155 / 118 | 23 / 25 / 33 | 55 | 4.7 |
| Condo apartment | 132 / 89 / 77 | 35 / 39 / 51 | 55 | 7.1 |
Source: TRREB MLS data via REALM, January to October 2024, 2025 and 2026. Months of supply is my own estimate: active listings at the end of October divided by average monthly sales in 2026.
Semis are the bright spot. With under three months of supply, they are the tightest home type, and the 14 semis sold in October went for 100% of asking. Detached homes are balanced at about four months of supply. In October, 108 detached homes sold at a median of $682,500 and 98% of asking.
Condo apartments are the weakest. They took 51 days on average to sell in 2026, up from 35 in 2024, and there were about seven months of supply. Freehold townhouse sales fell 32.9% in one year, the largest drop of any home type in Oshawa.
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How does Oshawa compare with the rest of Durham Region?
Oshawa is the most affordable of Durham’s five lakeshore municipalities for detached homes, semis and condo apartments. It also had the biggest one-year drop in its detached median among them.
| Municipality | Detached median | Detached 1-year change | Semi median | Condo apartment median |
|---|---|---|---|---|
| Pickering | $1,039,999 | -8.0% | $826,499 | $470,000 |
| Whitby | $977,000 | -6.2% | $823,000 | $536,000 |
| Ajax | $925,000 | -4.2% | $810,000 | $437,500 |
| Clarington | $820,000 | -4.1% | $627,500 | $440,000 |
| Oshawa | $730,000 | -8.8% | $610,000 | $340,500 |
Source: TRREB MLS data via REALM, median sold price, January to October 2026, and change vs January to October 2025.
A detached home in Oshawa costs about $247,000 less at the median than one in Whitby next door, and about $90,000 less than one in Clarington. For a first-time buyer who wants a house rather than a condo, that gap is the main reason to look here. For a side-by-side look at the two closest choices, read my Whitby vs Oshawa comparison and Oshawa vs Bowmanville comparison.
What is being built in Oshawa, and when will the GO extension help?
Under Ontario’s housing targets, Oshawa is expected to build 23,000 homes from 2022 to 2031. The province counted 949 new homes in Oshawa in 2024 against a target of 1,917 for that year, or about 50%, and 4,063 since 2022. New supply is arriving, but at about half the pace the target calls for.
The main transit project is the Lakeshore East GO extension to Bowmanville. On 30 January 2026, Metrolinx announced a major construction contract for 18.7 kilometres of new track from Oshawa to Bowmanville. The first phase includes upgrades at the existing Durham College Oshawa GO station, bridge work and utility relocation. Metrolinx has not given a completion date, so treat any claim that it will lift Oshawa prices soon with care.
Driving also got cheaper. The province removed tolls on its section of Highway 407 East, from Brock Road in Pickering to Highway 35/115 in Clarington, on 1 June 2025. That stretch takes in the Oshawa section of the highway, and the province estimated that daily commuters could save up to $7,200 a year.
TRREB splits Oshawa into about 20 communities, including Centennial, Central, Donevan, Eastdale, Kedron, Lakeview, McLaughlin, Northglen, Pinecrest, Samac, Taunton, Vanier and Windfields. My guide to the best neighbourhoods to live in Oshawa explains how they differ.
What is the Oshawa real estate forecast for 2027?
No major forecaster publishes an Oshawa-only forecast that I could verify. Here is what the published outlooks say, as of November 2026.
- Bank of Canada (28 October 2026): raised its policy rate by 0.25 points to 2.50% to stop high energy prices spreading into other prices. It expects inflation of about 3.5% by the end of 2026, an average of 3% in 2027, and housing to stay relatively weak. It said rates could need to rise further.
- TD Economics (29 September 2026): Ontario sales down 3.0% in 2026 and up 7.4% in 2027. Ontario average prices down 2.6% in 2026 and up 0.6% in 2027, with weak population growth holding prices back.
TD’s forecast came out before the rate hike. If rates rise again on 9 December 2026 or early in 2027, the sales rebound it describes could come later.
My own view, and only my view: Oshawa’s detached and semi markets should steady in 2027, because they are already the cheapest freehold homes in Durham and supply is not excessive. I expect condo apartments to stay weak until sales pick up and the listing backlog clears.
Is 2027 a good time to buy in Oshawa?
For first-time buyers, Oshawa is one of the few places in the GTA where a detached house costs well under $1 million. At the 2026 median of $730,000, the minimum down payment on an insured mortgage is $48,000: 5% of the first $500,000 plus 10% of the remaining $230,000. With that down payment, the CMHC insurance premium is 4.00% of the loan, or about $27,280, added to the mortgage. You must also pass the stress test at the higher of 5.25% or your contract rate plus two points.
Rates are rising, though. After the 28 October hike, the big banks raised prime from 4.45% to 4.70%. By my own arithmetic, each 0.25-point increase adds about $14 a month for every $100,000 borrowed on a 25-year amortization. On a $680,000 mortgage, that is about $95 a month. For more on the buying steps, see my first-time buyer guide to Durham Region.
In Oshawa I would focus on semis and detached homes, where supply is reasonable and prices are already well off their peak. Condo apartments are cheap, but they are also slow to resell, so buy one only if you plan to hold it for years. Get a pre-approval with a rate hold and test your budget at a rate one point higher than your quote.
Should I sell my Oshawa home in 2027 or wait?
If you own a semi or a well-kept detached home, buyers are active and you can sell at a fair price now. Price against 2026 sales of similar homes in your own community, not the 2024 median of $835,000. If you own a condo apartment or a freehold townhouse, expect a longer sale and more negotiation. To see where your home sits, read how much your Whitby or Oshawa house is worth.
Condo apartment owners who bought in 2024 may now owe close to, or more than, the home is worth. The median fell from $441,000 to $340,500 in two years. If you must sell, add up the commission, legal fees and any mortgage penalty before you list, so you know whether you need to bring money to closing.
What to do next
- Find your home type in the tables above, then compare with recent sales in your own Oshawa community.
- Get a mortgage pre-approval with a rate hold before the Bank of Canada decision on 9 December 2026.
- If you are a first-time buyer, work out your down payment and insurance premium before you start viewing.
- If you are selling, price against 2026 sales and current listings, and plan for about a month on the market.
- Use the estimator on this page for a starting value, then get a full comparative market analysis.
Need help with this? Talk to me.
I’m Jatin Dua, Broker of Record at RE/MAX Quantum Realty, and I’m the best agent to do this kind of work for you in Toronto and across the GTA. Over $100 million in GTA sales and 100+ families helped sell. Feel free to contact me any time: call or text 833-330-1925 or email [email protected].
Frequently asked questions
Will house prices go down in Oshawa in 2027?
Nobody can say for certain, but most of the drop may already have happened. Oshawa’s detached median fell 8.8% to $730,000 from January to October 2026, in TRREB MLS data via REALM. TD Economics expects Ontario average prices to rise 0.6% in 2027. Rising rates could still push prices lower, so plan for a flat year, not a rebound.
What is the average house price in Oshawa in 2026?
The average price for all home types in Oshawa was $698,078 from January to October 2026, according to TRREB’s October 2026 Market Watch. In October alone, the average was $653,466 and the median was $623,750. The median detached home sold for $730,000 from January to October, based on TRREB MLS data via REALM.
How much is a detached house in Oshawa right now?
The median detached home in Oshawa sold for $730,000 from January to October 2026, based on TRREB MLS data via REALM, down 8.8% from 2025 and 12.6% from 2024. In October 2026, 108 detached homes sold at a median of $682,500 and 98% of asking, according to TRREB’s Market Watch.
Is Oshawa a buyer’s market in 2026?
Oshawa is fairly balanced overall, with 3.7 months of inventory in October 2026, according to TRREB. Prices have fallen, but listings are not excessive. Semis lean toward sellers, with under three months of supply by my estimate. Condo apartments are clearly a buyer’s market, with about seven months of supply and 51 days on average to sell.
How much is a condo in Oshawa in 2026?
The median Oshawa condo apartment sold for $340,500 from January to October 2026, based on TRREB MLS data via REALM. That is 14.3% lower than in 2025 and 22.8% lower than in 2024, and the lowest condo median among Durham’s lakeshore municipalities. Condo townhouses had a median of $518,500.
Is Oshawa cheaper than Whitby?
Yes. The median detached home in Oshawa sold for $730,000 from January to October 2026, compared with $977,000 in Whitby, based on TRREB MLS data via REALM. That is a gap of about $247,000. Oshawa condo apartments, at a median of $340,500, were also about $195,000 cheaper than Whitby’s $536,000.
How long does it take to sell a house in Oshawa?
An Oshawa detached home took 25 days on average to sell from January to October 2026, based on TRREB MLS data via REALM, up from 17 days in 2024. Semis took 21 days and condo apartments 51 days. In October 2026, homes of all types took 29 days on average, according to TRREB’s Market Watch.
When will the GO train extension to Bowmanville open?
Metrolinx has not announced an opening date as of November 2026. It awarded a major construction contract on 30 January 2026 for 18.7 kilometres of new Lakeshore East track from Oshawa to Bowmanville. The first phase covers upgrades at Durham College Oshawa GO, bridge work and utility relocation, with later phases adding track and signals.
How much down payment do I need for a house in Oshawa?
At Oshawa’s 2026 detached median of $730,000, the minimum down payment is $48,000 on an insured mortgage. That is 5% of the first $500,000 plus 10% of the remaining $230,000. With that minimum, the CMHC premium is 4.00% of the loan, about $27,280, added to the mortgage. Buyers must also pass the stress test.
Sources
- TRREB Market Watch, October 2026
- TRREB Market Watch, October 2025
- TRREB Community Housing Market Report: Durham – Oshawa, Q2 2026 (community names)
- Bank of Canada raises policy rate to 2.50% (28 October 2026)
- TD Economics, Provincial Housing Market Outlook (29 September 2026)
- Ontario Data Catalogue: Ontario’s housing supply progress, January to December 2024
- Metrolinx: Construction contract awarded for Bowmanville GO extension (30 January 2026)
- CP24: Province lifts tolls on Highway 407 East (1 June 2025)
Related reading
- GTA Housing Market Forecast 2027: City-by-City Numbers
- Mississauga Housing Market 2027: Prices, Sales and What to Expect
- Brampton Housing Market 2027: Prices, Sales and What to Expect
- Markham and Richmond Hill Housing Market 2027
About the author — Jatin Dua, Toronto and GTA real estate broker
I am Jatin Dua, Broker of Record and co-founder of RE/MAX Quantum Realty Inc., Brokerage, Unit 101, 799 The Queensway, Toronto. I work with buyers and sellers across Toronto and the GTA and have helped more than 100 families sell. Four-plus years of active GTA transactions and over $100 million in sales volume.
Reach me at [email protected] or 833-330-1925, or book a call.