Whitby Housing Market 2027: Prices, Forecast and Outlook

By Jatin Dua · Broker of Record, RE/MAX Quantum Realty · Updated 2 November 2026 · 10 min read — Whitby stayed tighter than most of the GTA in 2026. Real numbers by home type, supply, Durham comparisons and what 2027 may bring.

This guide is for Whitby and Brooklin homeowners, buyers and investors who want real numbers before a 2027 move. My Durham Region market outlook covers the region; this one goes deeper on Whitby alone: every home type over two years, what happened in October 2026, how tight supply is, how Whitby compares with its neighbours, what is being built, and what forecasters expect.

What is happening in the Whitby housing market right now?

Whitby is one of the tighter markets in the GTA, even in a slow year. In October 2026, TRREB recorded 108 sales across all home types, down 22.3% from October 2025. But the median price barely moved: $852,500, down only 0.9% from $860,000 a year earlier. The average price was $876,275, down 6.6%. Homes sold for 98% of asking on average and took 27 days to sell.

Source: TRREB Market Watch, October 2026 and October 2025, Whitby, all home types.

Months of inventory, which is how long it would take to sell every listed home at the current pace, was 3.0 in Whitby in October. That compares with 3.6 for Durham Region and 4.6 for all TRREB areas, and it was the lowest of any municipality outside the City of Toronto in TRREB’s October report. TRREB’s sales-to-new-listings ratio, which compares sales with the number of new listings, was 44.0% in Whitby, above the 37.9% for all TRREB areas. Both point to a market with fewer homes for sale relative to buyers than most of the GTA.

From January to October 2026, Whitby had 1,248 sales across all home types at a median of $865,000, and sellers received 99% of asking on average, according to TRREB.

How much do homes cost in Whitby in 2026, by home type?

Every main home type sold for less from January to October 2026 than in the same months of 2025 and 2024, but the drops are smaller than in most of Durham. Here are the median sold prices.

Source: TRREB MLS data via REALM, median sold price, January to October of each year (2026 vs the same period of 2025 and 2024).

The detached median slipped under $1 million in 2026, to $977,000, down $88,000 from 2024. Semis held up best, down only 3.0% in a year. Condo apartments had the largest two-year drop, at 12.3%, but that is still milder than the 20%-plus drops in Oshawa and Markham condos over the same period.

What does the MLS Home Price Index say about Whitby?

TRREB’s Home Price Index follows a “benchmark” home with typical features. In October 2026, Whitby’s composite benchmark was $897,000, down 4.50% from a year earlier. The detached benchmark was $978,800 (down 3.87%), single-family attached $734,600 (down 4.00%) and apartment $497,700 (down 3.57%). The townhouse benchmark was the outlier at $561,600, down 15.13%. Because Whitby has few condo townhouse sales, that one category can swing sharply, so I would not read a trend into it alone.

Is Whitby a buyer’s market or a seller’s market?

It depends on what you are buying. Sales across the five main home types fell 11.2% in 2026, but listings did not pile up the way they did in many GTA cities.

Source: TRREB MLS data via REALM, January to October 2024, 2025 and 2026. Months of supply is my own estimate: active listings at the end of October divided by average monthly sales in 2026.

Condo townhouses are scarce: only 8 were listed at the end of October, less than two months of supply. Semis are also tight. Those two lean toward sellers. Detached homes and freehold townhouses sit at three to four months, which is balanced. In October, 69 detached homes sold at a median of $935,000 and 98% of asking, and freehold townhouses sold at 99% of asking.

Condo apartments are the one type with more supply, about five months by my estimate. Yet condo apartment sales rose 36.4% in 2026, to 90 from 66, as prices fell.

How does Whitby compare with Ajax, Pickering and Oshawa?

Whitby sits in the middle of Durham’s lakeshore towns on price. It costs more than Oshawa and Ajax for a detached home and less than Pickering.

Source: TRREB MLS data via REALM, median sold price and average days on market, January to October 2026.

The gap with Oshawa is the biggest decision point for many buyers: about $247,000 at the detached median. Whitby condo apartments, at $536,000, cost more than in any of the other three. For side-by-side detail, read my Whitby vs Oshawa comparison and Ajax vs Whitby comparison.

What is being built in Whitby, and how are commutes changing?

Under Ontario’s housing targets, Whitby is expected to build 18,000 homes from 2022 to 2031. The province counted 627 new homes in Whitby in 2024, against a target of 1,500 for that year, or about 42%, and 3,333 since 2022. In my view, that slower pace of new building is one reason resale supply in Whitby stays tight.

Driving north-south and east-west got cheaper. The province removed tolls on its section of Highway 407 East, from Brock Road in Pickering to Highway 35/115 in Clarington, on 1 June 2025, and estimated that daily commuters could save up to $7,200 a year. That stretch includes Whitby’s section of the 407, which matters most for buyers in Brooklin and north Whitby.

TRREB splits Whitby into communities including Blue Grass Meadows, Brooklin, Downtown Whitby, Lynde Creek, Port Whitby, Pringle Creek, Rolling Acres, Taunton North and Williamsburg, plus rural Whitby. Brooklin in the north and the lakeside areas around Port Whitby are very different markets, so a town-wide median is only a starting point. My guide to the best neighbourhoods to live in Whitby explains how they differ.

What is the Whitby real estate forecast for 2027?

No major forecaster publishes a Whitby-only forecast that I could verify. Here is what the published outlooks say, as of November 2026.

• Bank of Canada (28 October 2026): raised its policy rate to 2.50%, its first increase in more than three years, expects inflation to average 3% in 2027, and expects housing to stay relatively weak. It said rates could need to rise further. The next decision is on 9 December 2026.
• TD Economics (29 September 2026): Ontario sales up 7.4% in 2027 after a 3.0% drop in 2026, and Ontario average prices up only 0.6% in 2027.
• CREA (16 October 2026): national sales up 4.4% in 2027 and the national average price up 1.2%, with price gains under 2% in most provinces, including Ontario.

The TD and CREA forecasts were published before the October hike, so a slower rebound is possible if rates keep rising.

My own view, and only my view: Whitby is better placed than most of Durham for 2027, because supply is tight and the October median was close to flat. I expect prices to hold near 2026 levels, with semis and townhouses firmest. With the Bank of Canada saying rates could rise further, I would not count on a jump in prices either.

Is 2027 a good time to buy in Whitby?

For buyers with stable income, detached prices are now under $1 million at the median and about 8% below 2024. At $977,000, the minimum down payment on an insured mortgage is $72,700: 5% of the first $500,000 plus 10% of the remaining $477,000. With that minimum, the CMHC premium is 4.00% of the loan, about $36,172, added to the mortgage. You must also pass the stress test at the higher of 5.25% or your contract rate plus two points.

After the 28 October hike, the big banks raised prime from 4.45% to 4.70%, so variable-rate mortgages went up right away. By my own arithmetic, each 0.25-point increase adds about $14 a month for every $100,000 borrowed on a 25-year amortization. On a $900,000 mortgage, that is about $125 a month.

Should I sell my Whitby home in 2027 or wait?

If you own a semi, condo townhouse or well-kept detached home, conditions are reasonable now. Buyers are paying close to asking, and there is less competition from other listings than in most of the GTA. Price against 2026 sales of similar homes in your own community, not the 2024 detached median of $1,065,000. If you plan to sell in Brooklin, my guide on choosing a realtor in Brooklin covers what to ask.

What to do next

1. Find your home type in the tables above, then compare with recent sales in your own Whitby community.
2. Get a mortgage pre-approval with a rate hold before the Bank of Canada decision on 9 December 2026.
3. If you are buying a semi or townhouse, have your financing and deposit ready before you book viewings.
4. If you are selling, price against 2026 sales and current listings, and plan for three to four weeks on the market.
5. Use the estimator on this page for a starting value, then get a full comparative market analysis.

Frequently asked questions

Sources

• TRREB Market Watch, October 2026
• TRREB Market Watch, October 2025
• TRREB Community Housing Market Report: Durham – Whitby, Q2 2026 (community names)
• Bank of Canada raises policy rate to 2.50% (28 October 2026)
• TD Economics, Provincial Housing Market Outlook (29 September 2026)
• CREA quarterly resale housing forecast (16 October 2026)
• Ontario Data Catalogue: Ontario’s housing supply progress, January to December 2024
• CP24: Province lifts tolls on Highway 407 East (1 June 2025)

Related reading

• GTA Housing Market Forecast 2027: City-by-City Numbers
• Mississauga Housing Market 2027: Prices, Sales and What to Expect
• Brampton Housing Market 2027: Prices, Sales and What to Expect
• Markham and Richmond Hill Housing Market 2027