Ontario Real Estate Rules

How a CMA is built, what makes one credible, and how to spot the inflated version.

An honest look at real estate as a career in Ontario: the upside, the attrition, and who actually makes it work.

What actually matters when choosing a brokerage in Toronto, and the questions that reveal the truth.

Percentage splits, caps, desk fees and 100% models compared, plus the fees agents forget to count.

How agent pay really works in Ontario, what comes off a commission cheque, and how many deals it takes to earn a living.

The real steps to get licensed in Ontario, what it costs, how long it takes and what happens after you register.

Parents helping with a down payment? What a gift letter says, how long funds must sit, gift vs loan, and how to protect the gift if the relationship ends.

Ontario has no law forcing sellers to disclose a death, but lying when asked is misrepresentation. What sellers, buyers and agents need to know.

There is no set commission in Ontario. How commission is agreed, how it’s split between brokerages, HST on commission, and what to ask before you sign.

Bought before your sale closes? Bridge financing covers the gap. What lenders need, what it costs, and the risks for Toronto move-up buyers.