Richmond Hill Property Tax 2027: Rates, Due Dates and Examples

By Jatin Dua · Broker of Record, RE/MAX Quantum Realty · Updated 2 November 2026 · 10 min read — Richmond Hill’s 2026 tax rate, the average detached bill, 2027 due dates, payment options, penalties and seniors’ relief, with worked examples.

This guide is for Richmond Hill homeowners and buyers who want the real property tax numbers: the 2026 rate, what an average home pays, the due dates to plan for in 2027 and the cheapest way to pay. Everything comes from the City of Richmond Hill’s own tax pages and 2026 budget, plus TRREB sales data.

What is the Richmond Hill property tax rate for 2026?

Richmond Hill’s total 2026 residential tax rate is 0.760104% of your MPAC assessed value. It has three parts, set by three different governments:

Source: City of Richmond Hill, Tax Rates (summary schedules of tax rates, residential class RT, 2024 to 2026). Multi-residential properties pay the same total rate.

The City says its own share is only about 28% of the bill. Roughly 72% is collected for York Region and for education. So when you read about a Richmond Hill budget increase, it applies only to the first line.

To estimate your own bill, multiply your assessed value by 0.760104%. Every $100,000 of assessment costs about $760 a year in 2026.

Source: my calculations using the City of Richmond Hill 2026 residential rate of 0.760104%. Rounded to the nearest dollar. Water, wastewater and stormwater are billed separately.

What is the average property tax bill in Richmond Hill?

The City’s 2026 budget uses an average single detached home with an assessed value of $1,146,000. For that home, the City estimated the 2026 property tax at $8,705.49, or about $725 a month:

• City of Richmond Hill: $2,460.36
• York Region: $4,491.75
• School boards: $1,753.38

Add water, wastewater and stormwater charges and the City’s estimate for the full household bill was $9,864.66 for the year. The budget figures were prepared before every final 2026 rate was set. Using the final 0.760104% rate, the same $1,146,000 assessment works out to about $8,711, so the City’s estimate is very close.

Condo owners and townhouse owners usually pay less, because their assessments are lower. Use the table above with the assessed value on your own bill or MPAC notice.

How much did Richmond Hill property taxes go up in 2026?

According to the City’s adopted 2026 budget, the average detached home’s property tax rose by 3.08%, or $259.88 for the year. That total breaks down like this:

• Richmond Hill: a 3.46% tax rate increase, made up of 1.96% for operating costs and 1.50% for the Capital Asset Sustainability Levy, which pays for repairing roads, community centres, trails and watermains. In dollars, the City’s part rose $75.52.
• York Region: up 4.28%, or $184.36.
• Education: no change.

Water and wastewater rose 6.10% and stormwater 50%, taking the full household increase to 3.92%, or $372.21 a year. Mayor West’s 2026 budget was adopted on 10 December 2025.

Why is my Richmond Hill assessment lower than my home’s value?

Your tax is based on MPAC’s assessed value, not today’s market price. The City says Ontario postponed the 2020 reassessment, so taxes for 2021 through 2026 are still based on values as of January 1, 2016. That is why the average detached assessment of $1,146,000 is lower than what detached homes sell for today: the median detached sale in Richmond Hill was $1,485,000 from January to October 2026, based on TRREB MLS data via REALM.

The City also notes that Richmond Hill’s average residential value rose 47% in the 2016 reassessment, phased in from 2017 to 2020. That was above the York Region and provincial averages, so the City says most Richmond Hill owners saw their Region and education portions rise during the phase-in.

Two practical points. First, buying a resale home does not reset the assessment, so the seller’s tax bill is a good guide to yours. Second, you cannot appeal the tax rate, but you can appeal your assessment if you think it is too high compared with similar homes nearby. My guide to Ontario’s 2016 MPAC assessments explains how that works.

When are Richmond Hill property taxes due in 2027?

Richmond Hill sends two residential tax bills a year:

Source: City of Richmond Hill, About Your Tax Bill and Dates and Deadlines. Non-residential final bills are mailed in August with instalments in October and November.

For 2026, the residential final instalments were due on Tuesday, August 4 and Thursday, October 1. The exact 2027 dates will be printed on your 2027 bills. If your mortgage lender pays your taxes, the lender gets the bill directly.

When will Richmond Hill set its 2027 tax rate?

The City says tax amounts for future years are not available until rates are finalized in the spring. In practice, the 2027 sequence should follow the same steps as 2026:

1. Council’s budget for the City’s share. The 2026 budget was adopted on 10 December 2025.
2. Interim bills in January at half of your 2026 taxes.
3. York Region and the Province set their 2027 rates.
4. Final bills in June at the full 2027 rate.

Until then, use 0.760104% for planning and leave room for an increase. Over the last two years, the total residential rate rose about 3% a year. A similar 3% rise in 2027 would add about $260 to the average detached home’s bill.

How do I pay property tax in Richmond Hill?

• Online or telephone banking. Add Richmond Hill as a payee and use your 20-digit roll number from your tax bill. The City warns that bank payments can take 3 to 5 business days to arrive, so pay early.
• Pre-authorized debit. Choose a ten-month plan, which withdraws on the first business day of each month, or a due date plan, which withdraws on each regular due date. For the 2026 final bill, monthly withdrawals ran on August 4, September 1, October 1, November 2 and December 1.
• Credit card. Visa or Mastercard through Paymentus, a third-party processor, with a 2.25% fee charged to you, up to $10,000 per payment. Allow five business days.
• At your bank. Pay at most banks or ATMs with your payment stub.
• By mail or drop box. Cheques, including post-dated cheques, by mail or at the 24-hour drop box at 225 East Beaver Creek Road.
• In person. At Access Richmond Hill, 225 East Beaver Creek Road, by cash, cheque or debit.

The credit card fee adds up: on an $8,705 bill, 2.25% is about $196. Unless your card rewards are worth more than that, pre-authorized debit or online banking is cheaper.

What happens if I pay Richmond Hill property tax late?

There is no grace period. The City adds a 1.25% penalty on the first day after an instalment is missed, then 1.25% interest on the first day of every month the balance stays unpaid. That is about 15% a year. The City says Council and staff cannot waive penalties or interest for any reason.

Overdue notices go out about two weeks after the deadline and carry a $10 administration fee. If taxes stay unpaid for two years, the City may take further collection steps, including a tax lien on the property.

Is there property tax relief for seniors in Richmond Hill?

Yes, for lower-income seniors and people with disabilities:

• Senior Tax Assistance Grant: $454 in 2026. You must be 65 or older, receive the Guaranteed Income Supplement, live in the home as your main residence, and you or your spouse must have owned it for at least a year. Apply every year by September 30; applications received by March 31 are applied to that year’s final bill.
• Tax deferral: low-income seniors who receive the Guaranteed Income Supplement, and people on the Ontario Disability Support Program with incomes under the City’s limits, can defer yearly tax increases interest-free until the home is sold or transferred. Apply each year by September 30.
• Ontario Senior Homeowners’ Property Tax Grant: up to $500 for lower-income senior homeowners, through the Province.

My guide to property tax relief for seniors across the GTA compares these programs with other cities.

What should buyers of a Richmond Hill home know about property tax?

• New homes get catch-up bills. A new home may not be billed on its full value at first. Once MPAC assesses the finished house, the City issues a supplementary bill that can go back to your closing date and cover the current year and up to two previous years, payable in two instalments. Set money aside for it.
• Ownership changes cost $47. The City charges a $47 administration fee to change the name on a tax account, and it needs a deed or a letter from your lawyer.
• Compare with Toronto. Richmond Hill’s 0.760104% is just below Toronto’s 2026 residential rate of 0.767311%. On a $1,000,000 assessment, that is about $7,601 in Richmond Hill versus $7,673 in Toronto. My GTA property tax rates comparison covers other cities.

What to do next

1. Find your assessed value on your tax bill or MPAC notice and multiply it by 0.760104%.
2. Sign up for pre-authorized debit or online billing so you do not miss a due date.
3. If you are 65 or older and receive the Guaranteed Income Supplement, apply for the senior grant before September 30.
4. If you are buying new, ask your lawyer to estimate the supplementary tax bill before closing.
5. Watch for the 2027 rate in spring 2027, before final bills go out in June.

Frequently asked questions

Sources

• City of Richmond Hill: Tax Rates (2024 to 2026 schedules)
• City of Richmond Hill: About Your Tax Bill
• City of Richmond Hill: Dates and Deadlines
• City of Richmond Hill: Payment Options
• City of Richmond Hill: Tax Assistance Programs
• City of Richmond Hill: Budget (2026 budget and Senior Tax Assistance Grant)
• City of Richmond Hill: 2026 Adopted Budget Presentation (household impact)
• City of Toronto: Property tax rates and fees

Related reading

• Average Property Tax in Toronto for 2027: Per Year, Per Month, by Home Value
• Toronto Property Tax Due Dates and Payment Options Explained
• GTA Property Tax Rates Compared: Toronto, Mississauga, Brampton, Vaughan and More
• Property Tax on Vacant Land in Ontario: How It Works