431 Military Trail Townhouses: 106 Homes With Fees Under $400 a Month

431 Military Trail is the largest of the 1970s condominium townhouse complexes on this part of Military Trail, with 106 homes spread across addresses from 431 to 451. Its two current listings show monthly fees under $400, which is low for a family townhouse with a garage, and the plans put a den and the garage entry on the ground floor. The low fee is the headline; the reserve fund is the story behind it. I’m Jatin Dua, RE/MAX Quantum Realty.

The biggest complex in the Military Trail cluster

This corporation, YCC-181, was registered in December 1974, two years after its neighbours at 341 and 351 Military Trail. At 106 homes it is well over twice the size of 351 and the largest of the four corporations on this stretch.

Size changes the economics of a townhouse complex. Roofs, paving, windows and siding are still huge bills, but they are divided among more owners, and a larger corporation can usually afford professional management and a proper reserve fund study without straining the budget. Condos.ca lists Newton-Trelawney Property Management as the manager here.

Addresses run from 431 to 451 Military Trail, so listings may show any of those numbers. They all belong to YCC-181, and that is the number to check on any listing and on the status certificate, since three other corporations sit on the same road.

A ground-floor den and three bedrooms up

Recent listings describe a layout stacked over three levels. On the ground floor you come into a foyer with a laundry or utility room, a den or games room, and inside access to the attached garage. The main level holds the living and dining rooms, the kitchen and a powder room, with sliding doors out to a private terrace or backyard. The three bedrooms and a four-piece bathroom are upstairs.

Listings place the homes in the 1,200 to 1,399 sq ft bracket. The ground-floor den is the useful surprise: it works as a home office, a teenager’s room or a space for a visiting parent, and it keeps that activity away from the bedrooms.

The homes I reviewed recorded gas forced-air heating with central air, brick exteriors and two parking spaces, a garage plus a driveway space. One mentioned a walkout toward a common playground, and another described mature trees giving the terrace some privacy, both of which say something about how the grounds were laid out.

Fees under $400, and why to look behind them

The two homes for sale when I checked carried fees of about $378 to $387 a month. For a three-bedroom townhouse with a garage in Toronto, that is low, and it is one of the reasons buyers shortlist this complex.

A low fee can mean an efficient, well-run corporation that keeps its costs under control. It can also mean a fee kept down at the expense of the reserve fund. The way to tell the difference is the reserve fund study and the board minutes: look at what the study says needs doing over the next ten years and whether the fund is on track to pay for it.

Condos.ca has no inclusion list for this corporation. In a complex where homes have their own gas furnaces, assume you are paying your own heat and hydro until the status certificate says otherwise. Listing records say pets are allowed with restrictions; read the rules for the detail.

Insurance is the other line to understand. The corporation’s policy covers the buildings, and you need your own policy for contents, improvements and liability. Ask what deductible the corporation carries, because in many corporations an owner is charged that deductible when a claim starts in their home, and on an older complex it can be a meaningful sum.

Neilson Road, the 401 and the campus to the east

Listings give Military Trail and Neilson Road, or Neilson and the 401, as the cross streets. For a car commuter, being this close to the highway is the defining feature of the location. The data panel on this page shows the nearest transit stops, schools and shops.

To the east, Military Trail passes the Tam Heather Country Club at 730 Military Trail on its way toward the University of Toronto Scarborough. The planned Scarborough East Rapid Transit line would serve that campus, including a stop on a new campus street the university plans to call New Military Trail.

That line, previously known as the Eglinton East LRT, would run 18.6 km from Kennedy Station to Malvern Town Centre. It has completed early design work but has no funding or opening date, so I would not pay a premium for it today.

What 431 Military Trail asks

The two homes listed for sale when I checked were asking $640,000 to $689,900. Against the 1,200 to 1,399 sq ft bracket the listings give, that works out to very roughly $460 to $575 per square foot of above-grade space, before you count the ground-floor den or any basement.

Add fees under $400 a month and the carrying cost is modest for what you get: three bedrooms, a garage, a den and your own outdoor space. That is the value case for this complex in one sentence.

Within the complex, condition does the rest. Recent listings lean heavily on recent work such as new kitchens, flooring, windows and garage doors, and that work is reflected in the asking price. Check which upgrades the owner paid for and which the corporation did across all the homes. For recent sale figures, see the panel on this page or ask me for a building sold report.

Building specifications

Amenities at 431 Military Trail Townhouses

There is no indoor amenity package, and that is a large part of why the fee is so low. Daily life here revolves around your own garage and terrace, visitor parking for guests and the shared green space and playground between the rows.

Jatin’s honest take on 431 Military Trail Townhouses

431 Military Trail Townhouses — frequently asked questions

Looking at Scarborough Bluffs, West Hill, Guildwood, Woburn, Malvern and Rouge more broadly? Start with my Toronto community guide — the neighbourhoods, what each pocket is like, and how they compare.