Published 2 November 2026 · By Jatin Dua, Broker of Record, RE/MAX Quantum Realty
Vaughan’s 2026 residential property tax rate is 0.749217% of your MPAC assessment, so a home assessed at $900,000 pays about $6,743 a year. The 2027 rate should be set in spring 2027. Vaughan bills in six instalments: three on the interim bill in spring and three on the final bill from late July.
This guide is for Vaughan homeowners and buyers who want a clear answer on property tax: the rate, what a real bill looks like, when payments are due in 2027 and how to avoid late charges. Everything comes from the City’s 2026 tax by-law and notices, MPAC, and TRREB sales data.
What is the Vaughan property tax rate for 2026?
Vaughan’s total 2026 residential tax rate is 0.749217%. Council adopted it in By-law 103-2026 on May 26, 2026. Like every city in York Region, the total is three rates added together:
| Part of the bill | 2026 residential rate | Share of the total |
|---|---|---|
| City of Vaughan | 0.203805% | About 27% |
| York Region | 0.392412% | About 52% |
| Education (set by the Province) | 0.153000% | About 20% |
| Total | 0.749217% | 100% |
Source: City of Vaughan By-law 103-2026, Schedule A (residential taxable full rate). Shares are my rounding.
The biggest piece is not the City. More than half of every residential tax dollar in Vaughan goes to York Region, and about a fifth goes to education. The City’s own share is about 27 cents of each dollar.
The same 0.749217% applies to multi-residential and new multi-residential properties in 2026, according to the by-law.
How much is the average property tax bill in Vaughan?
Your bill is your MPAC assessment times the rate. I could not find a City-published average assessment for 2026, so here are real 2026 bills at a range of assessments, using the 0.749217% rate:
| MPAC assessment | 2026 tax per year | Per month |
|---|---|---|
| $600,000 | $4,495 | $375 |
| $800,000 | $5,994 | $499 |
| $900,000 | $6,743 | $562 |
| $1,000,000 | $7,492 | $624 |
| $1,200,000 | $8,991 | $749 |
| $1,500,000 | $11,238 | $937 |
Source: my calculations using the 2026 Vaughan residential rate of 0.749217%, rounded to the dollar.
A quick rule: each $100,000 of assessment costs about $749 a year in Vaughan. A home assessed at $1,100,000 pays roughly 11 x $749, or about $8,242.
Vaughan Council adopted its 2026 budget on February 24 with a 0% increase on the City’s portion. That does not mean a 0% change in your bill. York Region and the Province set their parts separately, and they make up most of the total.
Why is my Vaughan assessment lower than my home’s market value?
MPAC, the Municipal Property Assessment Corporation, sets the assessment, and it is not a current market value. MPAC says assessments for the 2026 tax year are still based on property values as of January 1, 2016, because the Province postponed the 2020 reassessment and extended that postponement.
So a Vaughan detached house that would sell for well over $1 million today may be assessed for much less. Your tax follows the assessment, not your purchase price. MPAC can still change an assessment when a property changes, for example after an addition, a demolition, a change in use or when a new home is finished. As of November 2026, I have not seen a provincial announcement of a new valuation date for 2027, so check MPAC before you lock in a budget.
If you think your assessment is wrong, start with MPAC’s free Request for Reconsideration. My explainer on Ontario’s 2016 assessments walks through how that works and why a higher assessment does not always mean a higher bill.
When are Vaughan property taxes due in 2027?
Vaughan sends two bills a year: an interim bill in the first half and a final bill in the second half. Each bill is split into three instalments. The 2027 dates will be printed on your bills. Until then, the 2026 dates show the usual pattern:
| Bill | 2026 residential instalments |
|---|---|
| Interim | March 27, April 28, May 27 |
| Final | July 29, August 27, and a third instalment shown on the bill |
Source: City of Vaughan 2026 interim bill notice and 2026 final instalment reminders; By-law 103-2026 (three instalments, due on or before the dates on the bill).
The interim bill covers the early part of the year, before council knows the new rates. The final bill applies the new rates for the full year and subtracts what you paid on the interim bill. In a year when the total rate rises, the final instalments are usually the bigger ones.
Not receiving a bill does not stop penalties. If you just bought in Vaughan, make sure the City has your name and mailing address on the account.
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When will Vaughan set its 2027 tax rate?
Expect the 2027 rate in late spring 2027. In 2026 the steps ran like this:
- Council adopted the City’s 2026 budget on February 24.
- Interim bills went out, with the first instalment due March 27.
- York Region set its rates, and the Province set the education rate.
- Council passed By-law 103-2026 with the final 2026 rates on May 26.
- Final bills went out, with the first final instalment due July 29.
Nobody can quote the 2027 rate until that by-law passes. For a 2027 purchase, start with 0.749217% and leave room for a rise. On an $800,000 assessment, a 3% increase in the total bill would add about $180 a year.
How can I pay my Vaughan property tax?
The City lists several ways to pay on its Tax Payments and Assistance page, and its 2026 reminders say there are five. Check that page for the current list before you pay. Two that are set out in the tax by-law itself:
- Pre-authorized instalment plan. The City withdraws each instalment from your bank account on its interim and final due dates.
- Ten-month plan. The City withdraws a payment on the first banking day of each month from March to December.
Tips that apply whichever way you pay:
- Use the account or roll number printed on your bill. A wrong digit sends the money to the wrong account.
- Pay a few business days early through online banking. The City counts the payment when it arrives.
- If your lender collects tax with your mortgage payment, confirm the lender has the new roll number after you buy.
- If a pre-authorized payment bounces, the by-law allows administrative and late payment charges.
What happens if I pay Vaughan property tax late?
Vaughan’s by-law adds a 1.25% late payment charge on the first day of default and another 1.25% on the first day of every month the default continues. Over a year that adds up quickly, so a missed instalment should be paid as soon as you notice it.
What happens to property tax when you buy a home in Vaughan?
The tax stays with the property, not the owner. On closing day, the lawyers split the year’s taxes between buyer and seller. If the seller has paid ahead, you repay the seller for the days after closing. If the seller is behind, the shortfall comes off what you owe. My guide to property tax clauses and the tax holdback explains how that adjustment works in an Ontario agreement.
After closing, three things are on you. Tell the City you are the new owner if the bill still shows the seller. Set up your own payment plan, because a pre-authorized plan is tied to the old owner’s bank account. And if your lender will pay the tax, give it the roll number and the next due date so nothing falls through the gap.
On a new home, your first bills may only reflect the land, because MPAC has not yet assessed the finished house. When MPAC adds the house, Ontario cities issue supplementary or omitted bills that can reach back over months you already owned it. Set money aside from closing day. That bill comes on its own schedule, separate from the regular instalments.
Is there property tax help for seniors in Vaughan?
York Region lists help for low-income seniors and people with disabilities across the region, including Vaughan:
- Deferral of increases. Low-income seniors 65 or older who receive the federal Guaranteed Income Supplement, and some low-income people with disabilities, may be able to defer their yearly property tax increases.
- Accessibility exemption. Up to 10% of the assessed value may be exempt for the part of a home built or changed to accommodate a senior or a person with a disability, as determined by MPAC.
- Provincial grant. The Ontario Senior Homeowners’ Property Tax Grant pays up to $500 to low-to-moderate income senior homeowners.
My GTA seniors tax relief guide covers the details city by city.
Is Vaughan property tax lower than Toronto and Markham?
Vaughan’s 2026 rate of 0.749217% sits between its neighbours. It is a little below Toronto’s 0.767311% and a little above Markham’s 0.722889%. Peel and Durham cities are much higher. My GTA property tax comparison lays out the full list.
A low rate does not always mean a low bill, because Vaughan homes tend to be valued high. Here is what has sold this year:
| Vaughan home type | Median sold price, Jan to Oct 2026 | Change vs same period 2025 | Average days on market |
|---|---|---|---|
| Detached | $1,415,000 | -5.0% | 30 |
| Semi-detached | $1,040,000 | -9.2% | 28 |
| Freehold townhouse | $1,014,500 | -9.3% | 29 |
| Condo townhouse | $768,000 | -6.1% | 35 |
| Condo apartment | $530,000 | -10.9% | 42 |
Source: TRREB MLS data via REALM, January to October 2026 vs the same period of 2025. City-wide medians, not neighbourhood figures.
In Vaughan, the tax line rarely decides whether a home is affordable, but it surprises people on new construction and on big detached houses. When I work with a buyer, I ask for the seller’s last final bill and the assessment, then I build the full monthly cost. For a pre-construction purchase, I set aside a reserve for the supplementary bill before closing day, not after.
What to do next
- Find your MPAC assessment on your notice or tax bill and multiply it by 0.749217%.
- Add the 2026 due dates to your calendar, then confirm the 2027 dates when your interim bill arrives.
- Decide whether the instalment plan or the ten-month plan suits your cash flow, and apply through the City.
- See what your home is worth on the market with my Vaughan home value guide.
- Use the estimator on this page to check your home’s value and plan your yearly carrying costs.
Need help with this? Talk to me.
I’m Jatin Dua, Broker of Record at RE/MAX Quantum Realty, and I’m the best agent to do this kind of work for you in Toronto and across the GTA. Over $100 million in GTA sales and 100+ families helped sell. Feel free to contact me any time: call or text 833-330-1925 or email [email protected].
Frequently asked questions
What is the property tax rate in Vaughan?
Vaughan’s 2026 total residential property tax rate is 0.749217%, set by By-law 103-2026. It combines the City of Vaughan rate (0.203805%), the York Region rate (0.392412%) and the provincial education rate (0.153%). Multiply your MPAC assessed value by 0.749217% to estimate your yearly tax. The 2027 rate will be set in spring 2027.
How much is property tax on a $1 million house in Vaughan?
A Vaughan home assessed at $1,000,000 pays about $7,492 in 2026 property tax, or about $624 a month. The figure uses the MPAC assessment, which is still based on January 1, 2016 values, not today’s sale price. A house that sells for $1 million today will usually have a lower assessment and a smaller bill.
When are Vaughan property taxes due?
Vaughan property tax is paid in six regular instalments a year. In 2026 the interim instalments were due March 27, April 28 and May 27, and the first two final instalments were due July 29 and August 27, with the third shown on the bill. The 2027 dates will be printed on your 2027 bills.
Can I pay Vaughan property tax monthly?
Yes. Vaughan’s tax by-law offers a ten-month pre-authorized plan that withdraws payments on the first banking day of each month from March to December. There is also a pre-authorized plan that withdraws each instalment on its due date. Apply through the City of Vaughan and keep your account up to date to stay on the plan.
Did Vaughan raise property taxes in 2026?
Vaughan Council adopted a 0% increase on the City’s portion of the 2026 property tax bill on February 24, 2026. Your total bill can still change, because York Region sets about 52% of the residential rate and the Province sets the education rate. Check your final bill to see each part.
What is the late payment penalty for Vaughan property tax?
Vaughan charges 1.25% on the first day an instalment is unpaid and another 1.25% on the first day of each month the default continues, under By-law 103-2026. The charge applies even if you did not receive a bill, so pay a few business days before each due date.
Is property tax cheaper in Vaughan or Toronto?
Vaughan’s 2026 residential rate of 0.749217% is slightly lower than Toronto’s 0.767311%. On a $900,000 assessment, that is about $6,743 a year in Vaughan versus about $6,906 in Toronto. The real difference depends on each home’s MPAC assessment, so compare the actual bills of the homes you are considering.
Why did I get an extra property tax bill on my new Vaughan home?
New homes in Vaughan and across Ontario can get a supplementary or omitted bill once MPAC assesses the finished house. Your early bills may have reflected only the land. The extra bill catches up on the building for months you already owned it, and it is due separately from your regular instalments, so set money aside after closing.
Is there a property tax grant for seniors in Vaughan?
Yes. Low-to-moderate income senior homeowners in Vaughan can apply for the Ontario Senior Homeowners’ Property Tax Grant of up to $500. York Region also lists a deferral of yearly tax increases for low-income seniors 65 or older who receive the Guaranteed Income Supplement, and for some low-income people with disabilities.
Sources
- City of Vaughan: By-law 103-2026, 2026 property tax rates
- City of Vaughan: 2026 interim property tax bills are in the mail
- City of Vaughan: Property taxes are due by July 29 (2026 final, first instalment)
- City of Vaughan: Property taxes are due by Aug. 27 (2026 final, second instalment)
- City of Vaughan: Council adopts 0% property tax increase
- City of Vaughan: Tax payments and assistance
- York Region: Regional property taxes and relief programs
- MPAC: The assessment cycle
Related reading
- Average Property Tax in Toronto for 2027: Per Year, Per Month, by Home Value
- Toronto Property Tax Due Dates and Payment Options Explained
- GTA Property Tax Rates Compared: Toronto, Mississauga, Brampton, Vaughan and More
- Property Tax on Vacant Land in Ontario: How It Works
About the author — Jatin Dua, Toronto and GTA real estate broker
I am Jatin Dua, Broker of Record and co-founder of RE/MAX Quantum Realty Inc., Brokerage, Unit 101, 799 The Queensway, Toronto. I work with buyers and sellers across Toronto and the GTA and have helped more than 100 families sell. Four-plus years of active GTA transactions and over $100 million in sales volume.
Reach me at [email protected] or 833-330-1925, or book a call.