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GTA Real Estate 2027: 100 Guides for Buyers, Sellers and Owners

Everything I have written for 2027 in one place: market forecasts by city, mortgage rates after the October 2026 hike, Top 5 lists ranked from real sales, side-by-side city comparisons, and plain answers on property tax, landlord rules and selling costs. Each guide has a free estimator and a set of FAQs.

GTA housing market 2027

City-by-city prices, sales and what to expect, from TRREB MLS data.

GTA Housing Market Forecast 2027: City-by-City NumbersReal TRREB numbers for every major GTA city, what the October 2026 rate hike changes, and what forecasters expect for 2027.Mississauga Housing Market 2027: Prices, Sales and What to ExpectMississauga prices by home type for 2024 to 2026, what the October 2026 rate hike changes, and what to expect in 2027.Brampton Housing Market 2027: Prices, Sales and What to ExpectBrampton prices by home type for 2024 to 2026, what the October 2026 rate hike changes, and what to expect in 2027.Markham and Richmond Hill Housing Market 2027Markham and Richmond Hill prices by home type for 2024 to 2026, what the October 2026 rate hike changes, and what to expect in 2027.Vaughan Housing Market 2027: Prices, Sales and What to ExpectVaughan prices by home type for 2024 to 2026, what the October 2026 rate hike changes, and what to expect in 2027.Oakville, Burlington and Milton Housing Market 2027Real 2026 sold prices for Oakville, Burlington and Milton by home type, how fast homes sell, and what forecasters expect for 2027.Durham Housing Market 2027: Pickering, Ajax, Whitby and OshawaReal 2026 sold prices in Pickering, Ajax, Whitby, Oshawa and Clarington, how fast homes sell, and what forecasters expect for 2027.Are Condo Prices Going Down in Toronto? The 2027 Picture by DistrictMedian condo prices for all 35 Toronto districts, how far each has fallen since 2024, and what forecasters say about 2027.Is 2027 a Good Time to Sell Your Home in the GTA?Real 2026 GTA sold prices, what forecasters expect for 2027, and a clear way to decide whether to sell or wait.Sell in December or Wait for Spring 2027? A GTA Seller's GuideTRREB monthly data on December vs spring sales, prices and competing listings, and a simple way to decide when to list.Is It Better to Rent or Buy in the GTA in 2027?Real GTA rents, two worked ownership examples and the monthly gap between renting and buying in 2027, with every number shown.What Is the Cheapest House in Toronto Right Now? Where Under-$1M Homes Still SellThe Toronto districts with the lowest detached and semi-detached medians in 2026, the cash you need, and what to check before you buy.

Mortgage rates, renewals and qualifying in 2027

What the October 2026 rate hike changes, and how to plan a renewal or purchase.

The Bank of Canada Raised Rates: What It Means for GTA Buyers, Sellers and OwnersThe Bank of Canada raised its rate to 2.50% on 28 October 2026. Here is what it means for GTA buyers, sellers and homeowners.Variable-Rate Mortgage After the Hike: How Much Your Payment ChangesPrime rose to 4.70% on 29 October 2026. Worked examples of how your variable mortgage payment changes, and how trigger rates work.Should I Lock In My Variable Mortgage Before 2027?Variable or lock in? A side-by-side cost comparison after the October 2026 hike, plus conversion rules and the questions to ask your lender.Mortgage Renewal in 2027 After the Rate Hike: Your Options in OntarioRenewing in 2027? Payment examples after the October 2026 hike, your options, straight-switch rules and a timeline to start preparing.Will Mortgage Rates Go Down in 2027? What to Plan For in CanadaWhat the Bank of Canada and bank economists forecast for 2027 rates, with payment scenarios and a plan that works either way.Can You Get a 30-Year Mortgage in Ontario? Who Qualifies in 2027Who qualifies for a 30-year amortization in Ontario in 2027, what it costs, and a GTA example comparing 25 and 30 years.5-Year Fixed Mortgage Rates in Ontario: What Moves Them and How to Get a Better OneWhy five-year fixed mortgage rates in Ontario follow bond yields, where they stood in November 2026, and how to get a better one.Mortgage Default Insurance (CMHC) in Ontario: What It Costs and When You Need ItWhat CMHC mortgage default insurance costs in Ontario, when it is required, and worked examples on real GTA prices.Mortgage Discharge Fees in Ontario: What You Pay When You Sell or SwitchWhat a mortgage discharge fee is in Ontario, what the law says about it, and what you really pay when you sell or switch lenders.How Hard Is It to Get a Mortgage in Ontario in 2027?The real 2027 rules for getting a mortgage in Ontario, and the income you would need for typical GTA homes.

Selling a home in 2027

Steps, costs and timing for GTA sellers.

Seller Closing Costs in Ontario for 2027: Every Fee Before You Get PaidEvery fee an Ontario seller pays before getting the sale proceeds, with a worked $1 million example and the questions to ask first.How to Sell a House in Toronto, Step by Step (2027)A step-by-step plan for selling a Toronto house in 2027, from your first price check to closing day, with what each step costs.Closing Costs on a New Build in Ontario: What Builders AddWhat builders add at closing on a new Ontario home, how the 2026–27 HST rebates work, and a worked $900,000 example.

Buying a home or condo in 2027

Questions buyers ask before they commit.

Biggest Condo Developers in Toronto: Track Records Buyers Should CheckToronto's largest condo builders by units enrolled with Tarion, what their directory records show, and how to check any developer before you buy.Is It a Good Idea to Buy a Condo in Toronto in 2027?Toronto condo prices by district and GTA city for 2024 to 2026, the supply and rent picture, rate risk, and who should buy or wait in 2027.

Top 5 lists for 2027

Ranked from real sales data: where to buy, where homes sell fastest, where prices are lowest.

Top 5 Best Neighbourhoods to Live in Mississauga in 2027Five Mississauga neighbourhoods worth a look in 2027, with real 2026 prices, who each one suits and what to check before you buy.Top 5 Best Neighbourhoods to Live in Brampton in 2027Five Brampton neighbourhoods worth a look in 2027, with real 2026 prices, who each one suits and what to check before you buy.Top 5 Best Neighbourhoods to Live in Markham in 2027Five Markham neighbourhoods worth a look in 2027, with real 2026 prices, who each one suits and what to check before you buy.Top 5 Best Neighbourhoods to Live in Oakville in 2027Five Oakville neighbourhoods worth a look in 2027, with real 2026 prices, who each one suits and what to check before you buy.Top 5 Best Neighbourhoods to Live in Vaughan in 2027Five Vaughan neighbourhoods worth a look in 2027, with real 2026 prices, who each one suits and what to check before you buy.Top 5 Best Neighbourhoods to Live in Richmond Hill in 2027Five Richmond Hill neighbourhoods worth a look in 2027, with real 2026 sale prices, who each suits and what to check before you buy.Top 5 Best Neighbourhoods to Live in Burlington in 2027Five Burlington neighbourhoods worth a look in 2027, with real 2026 sale prices, who each suits and what to check before you buy.Top 5 Best Neighbourhoods to Live in Pickering in 2027Five Pickering neighbourhoods worth a look in 2027, with real 2026 sale prices, who each suits and what to check before you buy.Top 5 Best Neighbourhoods to Live in Oshawa in 2027Five Oshawa neighbourhoods worth a look in 2027, with real 2026 sale prices, who each suits and what to check before you buy.Top 5 Best Neighbourhoods to Live in Whitby in 2027Five Whitby neighbourhoods worth a look in 2027, with real 2026 sale prices, who each suits and what to check before you buy.Top 5 Best Neighbourhoods to Live in Milton in 2027Five Milton neighbourhoods worth shortlisting for 2027, with real 2026 prices, commute facts and the trade-offs in each.Top 5 Best Neighbourhoods to Live in Ajax in 2027Five Ajax areas worth shortlisting for 2027, from the Lake Ontario waterfront to the newer north end, with real 2026 prices.Top 5 Best Neighbourhoods to Live in Newmarket in 2027Five Newmarket neighbourhoods worth shortlisting for 2027, with real 2026 prices, transit facts and what to check in each.Top 5 Safest Neighbourhoods in Etobicoke for 2027The five Etobicoke neighbourhoods with the lowest major crime rates in 2025, using Toronto Police data, plus 2026 home prices.Top 5 Most Affordable GTA Cities to Buy a Detached Home in 2027The five GTA municipalities with the lowest detached prices in 2026, the cash you need to buy in each, and the trade-offs.Top 5 Most Affordable Toronto Areas to Buy a Condo in 2027The five Toronto districts with the lowest condo prices in 2026, what each area is like, and what a purchase there really costs.Top 5 GTA Cities Where Homes Sell Fastest (2027 Guide)Whitby, Ajax, Clarington, Oshawa and Pickering sold homes fastest in 2026. Here are the real days-on-market numbers and how to sell faster.Top 5 Toronto Areas With the Most Condos for Sale Going Into 2027Downtown C01, C08, C15, W08 and W06 hold the most Toronto condo listings. Here is what that supply means for prices and your next move.Top 5 GTA Cities for First-Time Buyers in 2027Clarington, Oshawa, Ajax, Brampton and Whitby had the GTA's lowest freehold townhouse prices in 2026. Here is what each costs and offers.Top 5 Places to Buy a Townhouse Under $1 Million in the GTA (2027)Five GTA cities where most townhouses still sell for under $1 million, with 2026 freehold and condo townhouse prices and what to check.Top 5 Condos to Buy in Brampton for 2027Five completed Brampton condo buildings worth a look in 2027, with 2026 TRREB prices and what to check before you buy.Top 5 Condos to Buy in Richmond Hill for 2027Five completed Richmond Hill condo buildings worth a look in 2027, plus 2026 TRREB prices and what to check before you buy.Top 5 Condos to Buy in Scarborough for 2027Five completed Scarborough condo buildings worth a look in 2027, with 2026 TRREB prices by district and what to check first.Top 5 Mistakes Sellers Make When Interest Rates Are RisingThe five mistakes GTA sellers make when interest rates rise, and how to avoid them after the October 2026 Bank of Canada hike.Top 5 Things to Know Before Buying a Home in the GTA in 2027Five things every GTA buyer should know for 2027: lower prices, rising rates, down payment rules, closing costs and new rules.

City and neighbourhood comparisons for 2027

Side-by-side prices, days on market and who each place suits.

Mississauga vs Oakville in 2027: Prices, Commute and Which Fits YouMississauga vs Oakville compared on 2026 prices, taxes, transit, schools and lifestyle, with a clear guide to who should pick which city.Brampton vs Mississauga in 2027: Prices, Commute and Which Fits YouBrampton vs Mississauga compared on 2026 prices, taxes, GO service, schools and lifestyle, with a clear answer on who should pick which.Markham vs Richmond Hill in 2027: Prices, Commute and Which Fits YouMarkham vs Richmond Hill compared on 2026 prices, tax rates, GO service, the subway extension, schools and lifestyle, and who should pick which.Vaughan vs Markham in 2027: Prices, Commute and Which Fits YouVaughan vs Markham compared on 2026 prices, tax rates, subway and GO access, schools and lifestyle, with a clear guide to who should pick which.Oakville vs Burlington in 2027: Prices, Commute and Which Fits YouOakville vs Burlington compared on 2026 prices, tax rates, Lakeshore West GO service, schools and lifestyle, with who should pick which.Milton vs Oakville in 2027: Prices, Commute and Which Fits YouMilton vs Oakville for 2027: real 2026 median prices, GO service, tax rates, schools and a clear answer on who each town suits.Pickering vs Ajax in 2027: Prices, Commute and Which Fits YouPickering vs Ajax for 2027: 2026 median prices, GO service, tax rates, schools and a clear answer on who each one suits.Whitby vs Oshawa in 2027: Prices, Commute and Which Fits YouWhitby vs Oshawa for 2027: 2026 median prices, GO service, tax rates, schools and a clear answer on who each one suits.North York vs Scarborough in 2027: Prices, Commute and Which Fits YouNorth York vs Scarborough for 2027: 2026 prices by TRREB district, transit, schools, taxes and who each area suits.Brampton vs Milton in 2027: Prices, Commute and Which Fits YouBrampton vs Milton for 2027: 2026 median prices, GO service, tax rates, schools and a clear answer on who each city suits.Newmarket vs Aurora in 2027: Prices, Commute and Which Fits YouNewmarket vs Aurora for 2027: real 2026 prices by home type, tax rates, GO commute and schools, plus who should pick each town.Etobicoke vs North York in 2027: Prices, Commute and Which Fits YouEtobicoke vs North York for 2027: 2026 prices by district and home type, transit, highways, tax and schools, and who each area suits.Burlington vs Milton in 2027: Prices, Commute and Which Fits YouBurlington vs Milton for 2027: 2026 prices by home type, GO train service, property tax, schools and lifestyle, and who each town suits.Caledon vs Brampton in 2027: Prices, Commute and Which Fits YouCaledon vs Brampton for 2027: 2026 prices by home type, tax rates, GO and highway commute, schools, and who each place suits.Scarborough vs Pickering in 2027: Prices, Commute and Which Fits YouScarborough vs Pickering for 2027: 2026 prices by home type, tax and land transfer tax, GO and subway commute, schools, and who each suits.

Choosing a realtor in your area (2027)

How to pick an agent, the questions to ask and the local numbers to know.

Best Realtor in Lorne Park (Mississauga) for 2027: How to ChooseHow to pick the right real estate agent in Lorne Park, Mississauga for 2027: local know-how, real numbers, questions and red flags.Best Realtor in Port Credit (Mississauga) for 2027: How to ChooseHow to choose the right real estate agent in Port Credit, Mississauga for 2027, with real numbers, key questions and red flags.Best Realtor in Erin Mills (Mississauga) for 2027: How to ChooseHow to choose the right real estate agent in Erin Mills, Mississauga for 2027, with verified numbers, questions to ask and red flags.Best Realtor in Churchill Meadows (Mississauga) for 2027: How to ChooseHow to choose the right real estate agent in Churchill Meadows, Mississauga for 2027: real numbers, key questions and red flags.Best Realtor in Streetsville (Mississauga) for 2027: How to ChooseHow to choose the right real estate agent in Streetsville, Mississauga for 2027, with real numbers, key questions and red flags.Best Realtor in Woodbridge (Vaughan) for 2027: How to ChooseHow to pick a Woodbridge, Vaughan agent for 2027: real price data, heritage-district know-how, the right questions and Ontario commission rules.Best Realtor in Kleinburg (Vaughan) for 2027: How to ChooseChoosing a Kleinburg agent for 2027: real Vaughan prices, heritage-district and estate-lot know-how, interview questions and Ontario commission rules.Best Realtor in Unionville (Markham) for 2027: How to ChooseHow to choose a Unionville, Markham agent for 2027: real price data, heritage-district rules, interview questions and how commission works in Ontario.Best Realtor in Thornhill (Vaughan/Markham) for 2027: How to ChooseChoosing a Thornhill agent for 2027: Vaughan and Markham price data, heritage districts, the subway timeline, interview questions and commission rules.Best Realtor in Glen Abbey (Oakville) for 2027: How to ChooseHow to choose a Glen Abbey, Oakville agent for 2027: real price data, the golf course story, interview questions, red flags and Ontario commission rules.Best Realtor in Old Oakville (Oakville) for 2027: How to ChooseHow to pick an Old Oakville agent in 2027: heritage district rules, Oakville prices, the questions to ask and the red flags to avoid.Best Realtor in Georgetown (Halton Hills) for 2027: How to ChooseHow to pick a Georgetown agent in 2027: Halton Hills prices, rural and GO factors, questions to ask and Ontario commission rules.Best Realtor in Stouffville (Whitchurch-Stouffville) for 2027: How to ChooseHow to pick a Stouffville agent in 2027: Whitchurch-Stouffville prices, Moraine and rural checks, questions to ask and red flags.Best Realtor in King City (King) for 2027: How to ChooseHow to pick a King City agent in 2027: King Township prices, Moraine and rural due diligence, questions to ask and red flags.Best Realtor in Bowmanville (Clarington) for 2027: How to ChooseHow to pick a Bowmanville agent in 2027: Clarington prices by home type, GO extension facts, questions to ask and red flags.

Property tax in 2027

Rates, bills and what changes across the GTA.

Average Property Tax in Toronto for 2027: Per Year, Per Month, by Home ValueThe average Toronto home pays about $5,311 a year in property tax. See the 2026 rate, bills by home value and what we know about 2027.Toronto Property Tax Due Dates and Payment Options ExplainedToronto property tax due dates, the three pre-authorized plans, every way to pay, and what late payment really costs.GTA Property Tax Rates Compared: Toronto, Mississauga, Brampton, Vaughan and MoreOfficial 2026 residential property tax rates for 9 GTA cities, with worked tax on $700,000 and $1,000,000 assessments.Property Tax on Vacant Land in Ontario: How It WorksVacant land in Ontario is taxed every year. Here is how MPAC values it, which rate applies, and how farm and forest programs can lower it.

Landlords and tenants in 2027

Ontario rules, rent increases and the September 2026 changes.

Can My Landlord Enter Without Notice in Ontario?When an Ontario landlord can enter without notice, what a valid 24-hour notice must say, and what tenants and landlords can do.Can a Landlord Evict You Without Going to the LTB in Ontario?Ontario landlords cannot evict without an LTB order and the sheriff. The real exceptions, 2026 notice periods and what to do after a lockout.Can My Landlord Raise the Rent Every Year in Ontario? 2027 RulesOntario landlords can raise rent once every 12 months with 90 days' notice, capped at 1.9% in 2027 for most units. Here are the rules and exceptions.Can a Landlord Put Security Cameras in or Outside a Rental in Ontario?Where Ontario landlords can and cannot put security cameras, the audio trap, privacy rules, and what tenants can do about a camera.Can My Landlord Keep My Deposit or Charge for Cleaning in Ontario?Ontario landlords can only take last month's rent, must pay interest on it, and cannot deduct cleaning or damage. Here is what the law allows.Can My Landlord Say No to Pets in Ontario?No-pet clauses are void in Ontario leases, but condo rules, tenant screening and problem pets are real exceptions. Here is where the lines are.How to Evict a Tenant in Ontario the Legal Way (2027)The legal eviction process in Ontario, step by step: valid reasons, the right N form, LTB filing, the 2026 rule changes and sheriff enforcement.

Multiplexes, garden suites and extra units

What you can build and what it costs.

How Much Does a Fourplex Cost to Build or Buy in Toronto?Fourplex costs in Toronto from named, dated sources: build ranges per square foot, 2026 City fees, DC exemptions, rent and tax rules.Converting a House to a Triplex in Toronto: Cost, Permits and PaybackWhat it costs to turn a Toronto house into a triplex, the permits you need, the hidden costs and a simple payback test before you commit.Multiplex Benefits for Toronto Homeowners: Rent, Value and Family LivingThe real benefits of a Toronto multiplex for rent, value and family living, where plexes are being built, and the risks to check first.

Home insurance

What drives premiums and claims in the GTA.

Average Home Insurance Cost in Toronto and Ontario (2027)What home insurance really costs in Toronto and Ontario, where the averages come from, why premiums are rising and how to lower yours.Tenant Insurance in Ontario: What It Covers and Can a Landlord Require It?What Ontario tenant insurance covers, whether your landlord can require it under the standard lease, what it costs and how to choose a policy.Basement Flooded? What to Do in the First 48 Hours (Toronto)Your basement flooded. Here is what to do in the first 48 hours in Toronto: safety, 311, insurance, cleanup and the City subsidy.

Estates and inherited homes

Selling a home after a death in Ontario.

What Is Included in Probate in Ontario (and What Isn't)Which assets count for Ontario probate, which skip it, and how Estate Administration Tax is worked out, with a worked Toronto example.

Want the numbers for your own home or street? I’m Jatin Dua, Broker of Record at RE/MAX Quantum Realty, and I’m the best agent to do this kind of work for you in Toronto and across the GTA. Over $100 million in GTA sales and 100+ families helped sell.

Feel free to contact me any time: call or text 833-330-1925, email [email protected], or book a 15-minute call.

Market figures in these guides come from TRREB MLS data via REALM (January–October 2026) unless a guide names another source. Forecasts are attributed and are not guarantees.

Call or text 833-330-1925
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